Guiding Principles and Tips on Taking Charge of Finances in Our Lives

Nicholas Ang

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In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

Freedom from the money culture | Lynne Twist | TEDxBerkeley

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Nicholas Ang

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Testimonials and Referral Notes

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Yongshun & Sarah

Trustworthy, consistent and patient agent!

Trustworthy and Reliable! I am assured to refer Nicholas Ang to you to provide financial advice on your financial portfolio based on your finanicial needs. You will not regret meeting him!

Daniel Ang (police Officer)

I won't hesitate to recommend Nicholas to my closed friends that haven meet him. Is a wonderful thing to give someone that help you to plan/track your policy portfolio. Just tell him your plans and concerns, Nicholas will assist you with his patient and knowledge to you. As such,any update or changes in the policy plan he will immediately contact thru phone, email or letter. Very responsible and trustworthy person. One of the best financial consultant .Highly recommended!

Fabian

A trusted friend and personal financial consultant. Dedication to work and always ready to provide advice when in need. First to build trusted relationship through good service then to plan a financial portfolio together based on their fnancial needs,.

Rachel, Teacher

I feel assured to have someone who is knowledgeable to call upon when I need advice. And Nicholas is high on my list. He’s consistent and reliable. Please meet him

Letty - (Business Owner of Dnier Spore)

Being a close friend as well a financial consultant from Prudential, I have known Nicholas for several years and he always place his clients’ well being upfront. As I am not well-versed with figures and numbers, Nicholas always explains using simple and straightforward approach that is both reassuring and detailed. Nicholas is sincere and truly listens to his clients’ needs. He advises policies that are suited to your needs instead of pushing policies that are not necessary. Hence, I have never felt pressured or treated like a “sales target”. He is well-equipped with financial planning knowledge and reply promptly whenever I am in doubt and give genuine advice even when the situation does not concern him. I am pleased to have Nicholas as my financial consultant and will recommend him wholeheartedly to anyone who needs a financial consultant.